North Phoenix · First-Time Buyers
First-Time Home Buyers in North Phoenix
Every step explained in plain language, from pre-approval to keys, by someone who answers before you have to ask.
Photo: Jennifer Horn, Public domain, via Wikimedia Commons
First-time home buyers in North Phoenix have choices
First-time home buyers in North Phoenix have a large area to choose from, served by I-17, Loop 101 and SR-51. That range is an advantage. It lets you trade a few minutes of commute for more space or a lower price, as long as you know which trade you’re making.
Ask your first-home questions
How I guide a first purchase
I’m Valerie Moe, with Keller Williams Realty Sonoran Living. I explain each step before you take it: pre-approval, the buyer broker agreement, the offer, earnest money (typically up to 3% for most of my buyers, held by the title company), the 10-day inspection period and closing. See getting ready to buy.
What to budget for
Beyond the price, plan for HOA dues where they apply, property taxes, insurance and closing costs. Commute time is part of the real cost too. Schools: Paradise Valley Unified and Deer Valley Unified, depending on address; confirm by address with the district.
Start with questions
Read my guide for first-time buyers or see buying a home in North Phoenix. Contact me with your questions, or return to the home page.
Frequently Asked Questions
How much earnest money do I need in North Phoenix?
For most of my buyers it’s typically up to 3% of the price, held by the title company. Your offer sets the exact amount.
How long is the inspection period?
Ten days for most of my buyers, which is when we inspect and decide what to ask the seller.
North Phoenix
What first-time buyers looks like in North Phoenix
Neighborhoods across the northern part of Phoenix, including the areas around Loop 101 and Desert Ridge.
North Phoenix sits between central Phoenix and the communities to the north, served by I-17, Loop 101 and SR-51.
- Schools people ask about
- Paradise Valley Unified and Deer Valley Unified, depending on address.
- Getting around
- Served by I-17, Loop 101 and SR-51.
- Nearby
- Desert Ridge, a large master-planned area just north of Loop 101, with Desert Ridge Marketplace on Tatum Boulevard.
Free guide
Your First Home, Step by Step
What happens from pre-approval to keys, what it costs, and the questions to ask at every step.
The method
How we do it in North Phoenix
First-Time Buyers: keep exploring
Ready to make your move with Valerie Moe?